Medicare Made

Simple with Your Insurance Experts

Explore Medicare Advantage, Prescription Drug Plans, and Supplemental coverage with expert guidance and trusted support.

About

Your Insurance Experts

Meet Ricardo and Yenitzel, a dynamic duo with 30+ years of combined experience in insurance!

Together, they've helped over 1,000 families navigate the complexities of Medicare, Obamacare, and Life Insurance.

With their expertise and personalized approach, they empower clients to make informed decisions about their healthcare and financial futures.

Ricardo and Yenitzel are dedicated professionals who build lasting relationships with their clients, providing tailored solutions and unwavering support every step of the way.

Trust them to protect what matters most to you and your loved ones.

Services

Planning for retirement involves many moving parts. At Your Insurance Experts, we help you navigate both your healthcare coverage and financial considerations with clarity and confidence. Our goal is to provide the right solutions to help protect your future.

Medicare is a federal health insurance program designed mainly for individuals age 65 and older. It also provides benefits to certain people under 65 who qualify due to disability, as well as those diagnosed with End-Stage Renal Disease (ESRD).

PART A – Hospital Coverage
Part A helps cover inpatient hospital stays and may include skilled nursing facility care, hospice services, and certain home health services when eligibility requirements are met.

PART B – Medical Coverage
Part B covers doctor visits, outpatient services, preventive care, and other medically necessary treatments that help manage and monitor your health.

PART C – Medicare Advantage Plans (HMO or PPO)
Medicare Advantage plans are offered by private insurance companies approved by Medicare. These plans combine Part A and Part B coverage into one plan and may include additional benefits.

Many Medicare Advantage plans also provide prescription drug coverage and other added features not included in Original Medicare.

PART D – Prescription Drug Coverage
Part D helps cover the cost of prescription medications. These plans are offered by private insurers that partner with Medicare to provide drug coverage.

Final expense insurance is designed to help cover funeral costs and other end-of-life expenses, easing the financial burden on loved ones.

Simplified Whole Life Coverage
These policies are typically geared toward individuals age 65 and older and offer smaller coverage amounts, often ranging from $5,000 to $25,000. Many plans require minimal underwriting and may not require a medical exam. Guaranteed issue options may also be available.

Ancillary health products provide additional financial protection beyond primary medical coverage, helping reduce unexpected out-of-pocket costs.

Cancer Insurance
Provides a lump-sum benefit upon diagnosis to help cover treatment costs, medical bills, and related expenses.

Critical Illness Coverage
Offers financial support if diagnosed with serious health conditions such as heart attack, stroke, or certain major illnesses.

Dental Insurance
Helps cover routine dental services including exams, cleanings, fillings, and x-rays, supporting overall health and wellness.

Disability Insurance
Provides income replacement if you are unable to work due to injury or illness. Both short-term and long-term options may be available.

Hospital Indemnity
Pays cash benefits for hospital stays that can be used to help cover deductibles, copays, and other out-of-pocket expenses.

Enroll

With Your Insurance Experts, you can compare Medicare plans, review your coverage options, and enroll with confidence. We make the process simple, clear, and personalized to your needs.

Find Plans

Contact Us

Your Insurance Experts

Medicare, Health, & Life Insurance

Call Us
+1 866-756-1987

Email Us
[email protected]

Our Location
Spring Hill, FL
34609

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Privacy Policy | Terms of Service

This website serves as an invitation for you, the customer, to inquire about further information regarding Medicare Supplement Insurance, Medicare Part C, and Medicare Part D. Your request for information will be routed to a licensed insurance agent who can provide you with additional details about the insurance plans offered by one or more of our third-party partners. Submission of your contact information constitutes permission for an agent to contact you with further information, including complete details on the cost and coverage of this insurance.

Your Insurance Experts and the licensed agents who may contact you are not connected with nor endorsed by the U.S. Government or the federal Medicare program. Medicare has neither reviewed nor endorsed the information contained on this website. This is not a complete listing of plans available in your service area. We do not offer every plan available in your area. Any information we provide is limited to those plans we offer in your area. For a complete listing, please contact 1-800-MEDICARE (1-800-633-4227). TTY users may call 1-877-486-2048, 24 hours a day, 7 days a week, or consult www.medicare.gov

or your local State Health Insurance Program (SHIP).